Lucove, Say & Co.

Services

Our firm has the resources, experience, and depth of knowledge to offer the following services to both individuals and businesses. We can deliver the services you need in a professional, fast, and cost-efficient manner.

Tax Preparation
We offer professional preparation of all federal, state, and local tax returns at competitive, affordable rates. At Lucove, Say & Co., we are experienced in the preparation of individual, partnership, trust, corporate (both S & C), partnership, LLC, LLP, not for profit and estate tax returns.

Consulting Services
We offer a wide range of consulting services to help you improve business operations, boost efficiency, and increase the bottom line. We pride our selves as being your in house finance department, and function as your off site CFO.

Accounting Software Selection
QuickBooks Premier offers the most comprehensive set of financial management tools to help you manage your small business finances and planning more effectively. It includes all of the features of QuickBooks Pro, PLUS:

• New, more comprehensive reports and analysis
• New, more advanced accounting features
• Remote Access* - work from home or the road
• Exclusive business services designed to increase your productivity

Business Entity selection
The entity, which you choose to operate your business, has profound consequences. We can help you decide between a sole proprietorship, conventional C or S corporation or LLC to be certain that the most advantageous form of entity is considered.

Estate Planning
Lucove, Say & Co. offers estate planning services so you can minimize federal estate tax liabilities. We will endeavor to protect your heirs from the unneeded emotional devastation that can be caused by estate tax levies.

We coordinate a full estate plan with your attorney, or can refer you to an experienced attorney qualified to discuss this very emotional issue with you.

Lucove, Say & Co. has the resources, experience, and depth of knowledge to offer the following services to both individuals and businesses. We can deliver the services you need in a professional, fast, timely and cost efficient manner. Because we are intentionally a small firm, we know all our clients, and our services for you are personalized, with commitment that is without peer.

The itemization below is not all inclusive. Please call us to discuss a service which might not be included here.

Accounting Services
Lucove, Say & Co. offers a complete range of accounting services, including receivables, payables, and payroll management. We prepare financial statements in accordance with Generally Accepted Accounting Principles (GAAP) for use by banks, investors, and other third parties. We will also prepare custom financial reports for internal, managerial use.

Bookkeeping/Write-Up
We provide full-charge bookkeeping services, including general journal and subsidiary ledger maintenance, bank statement reconciliation, and receivable and payable tracking and analysis. Properly maintained ledgers not only facilitate the preparation of a year end tax return, it gives management tools with which to make decisions

Financial Forecast and Projections
Lucove, Say & Co.provides complete financial and business forecasting and services, including proforma projections. We will also customize - What If situations - planning scenarios to help management foresee and plan for unexpected business contingencies.

Cash Flow & Budgeting Analysis
We offer cash flow and budgeting analyses, from an experienced eye that can help you minimize cost overruns, lost purchase discounts, and uncollectable receivables. Many of our clients state that these value-added services are indispensable.

Tax Services
Lucove, Say & Co. offers a full range of tax planning and compliance services. We work with our clients year-round in order to minimize their total tax burden. We also prepare all federal, state and local tax returns for individuals and businesses.

Other
We have a very diversified client base, and through the years have been exposed to numerous tax issues. We stand ready to bring to you our years of experience, our success with projections and planning as well as resolutions with the federal and state tax authorities.

Financial Statements
Lucove, Say & Co. prepares professional, GAAP-compliant financial statements as well as tailor-made financial analyses that can help business owners and managers eliminate inefficiency and realize a business full profit potential. Financial statements are not very useful unless they tell you what you want to know, not what in a format that doesn't do it for you.

IRS and State/Local Representation
We know the tax laws, after all we are Certified Public Accountants, and we know how your tax return was prepared. We can provide complete representation services before the IRS as well as state and local taxing authorities. We are also experienced in negotiating Offers in Compromise with the Internal Revenue Service and the state of California.

Tax Planning
We continuously monitor federal, state, and local tax law changes to allow our clients to minimize their current and future tax liabilities. If necessary, we implement tailor-made due-date tax compliance monitoring systems to prevent costly interest and penalty assessments attributable to late filing. Of course, we offer full tax preparation and filing services, and are extremely proactive and aggressive in arriving at taxable income..